Last night was a tough night. The dogs did not sleep well at all. Mercedes the 13 year old has had a very sensitive stomach the last two nights. We were up at three A.M. and then again at four thirty A.M. I collapsed back into sleep and then ended up oversleeping.
I got up an hour before my phone appointment with the Department of Health and Human Services out of Concord NH. I have been gathering documents for Grace’s Medicaid application for the last several weeks. The meeting went pretty well. Most of the documents have been obtained.
One of the documents I have been having trouble with is Grace’s life insurance policy. I have a hard copy of the policy but what I really needed was something called a value letter. The problem is that the Insurance company had not approved my Guardianship papers, so no one at the company was allowed to talk to me.
But today was the day! My paperwork was finally approved and downloaded!
In the two hour call I had with the life insurance company what I discovered is that Grace actually has two life insurance policies. I have only been paying for one. The other has been in a state of self payment since 2021. The company is using the cash value of the policy to pay off the recurring bills lowering the cash value a little every month.In order to begin paying on this bill again I have to get the policy reinstated. All that said, I got a lot done today. The value letters are on their way. New beneficiary forms are on their way, and the reinstatement form is on its way.
I still have other forms to fill out but the work for this day is done. The three hours I invested in paperwork today knocked me out of prayer for the morning. So tonight I went off to the prayer room for an hour of centering prayer before I have to lead our church prayer meeting at 7 tonight.
I am feeling much refreshed now and ready for the next steps of my day.
WHAT DO YOU DO TO REFRESH YOURSELF WHEN YOU ARE WORN OUT?
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